Fairfield specializes in providing innovative debt financing solutions that bridge the gap between asset-based lending (ABL) and cash flow lending. Our approach focuses on identifying and leveraging assets that have the ability to generate their own cash flow, whether they are hard assets such as slot machines and aircraft, or contractual assets like electricity brokerage commissions. By pooling these assets, we create a secure lending structure where the lender is secured by the assets, similar to ABL, while also receiving payment from the monthly cash flow generated by these assets.
Our debt financing solutions offer a high degree of flexibility, allowing us to tailor the terms to meet the specific needs of our clients. Lenders may receive payment from the monthly cash flow in various ways, such as a percentage of the cash flow or a fixed monthly payment, potentially with a residual payment at the end of the term ("tail"). This flexibility enables us to structure deals that are mutually beneficial for both the borrower and the lender.
For asset owners, our financing solutions provide an alternative to traditional equity financing, allowing them to access capital with less dilution and reduced impact on their balance sheet. By leveraging their assets to secure financing, they can unlock liquidity to fuel growth and expansion while retaining ownership and control of their business.
Investors also stand to benefit from our approach, as it offers them the opportunity to earn a good risk-adjusted return on their investment. Our track record of success in structuring and managing debt financing deals in industries such as leased aircraft and gaming assets demonstrates our expertise and ability to deliver attractive returns for our investors.
Fairfield's founder, Jim, brings extensive experience and expertise to the table, with a FINRA license series 7, 24, and 63. His background in principal investing in leased aircraft and gaming assets, combined with his licensing credentials, positions him as a trusted advisor and partner for clients seeking debt financing solutions.
In summary, Fairfield's debt financing services provide a unique and flexible solution for companies seeking to leverage their assets to access capital. By focusing on assets that generate their own cash flow and offering innovative financing structures, we empower businesses to achieve their financial objectives while delivering attractive returns for our investors.